Help and support
Call us
Prefer to talk to someone on the phone? For sales enquiries lines are open Mon–Sat 8am–6pm and Sun 10am-4pm. For aftersales enquiries, lines are open Mon–Sat 8am–6pm.
If you’ve got a complaint here’s what to do:
At cinch, because every customer is important to us we aim to provide a quick, courteous, and fair resolution to any customer complaint.
If something isn’t right then we want to hear about it so we can get it resolved for you as quickly as possible.
In order to make a complaint you can contact us by one of the following methods:
Phone: | 0333 015 4101 |
Email: | complaints@cinch.co.uk |
Live Chat: | https://wa.me/447831910589 |
In Writing: | Cinch Cars Limited, Form 2, 18 Bartley Wood Business Park, Bartley Way, Hook, Hampshire RG27 9XA |
What happens next:
We will need to complete some Data Protection checks, and then we will take details from you about what went wrong, so we can investigate your complaint and work out what we need to do to put things right.
If we can resolve your complaint within 3 days, we will do so, and then email you to confirm we have closed the complaint and the actions taken.
If things are a little more complicated and are going to take longer to put right, we will email you to acknowledge your complaint in writing and set out the next steps.
If we cannot resolve your complaint, we will issue you a Final Response Letter. This will detail which of the following escalation options may apply to you and any timescales in which you will need to refer your complaint.
If we are unable to resolve your complaint in respect of goods supplied by us, you may refer the matter for independent Alternative Dispute Resolution (ADR) to South Yorkshire Trading Standards Services. You can find more information about them here.
If we are unable to resolve your complaint in respect of regulated activity, (for example where we have acted as a credit broker) you may refer the matter for independent Alternative Dispute Resolution (ADR) to The Financial Ombudsman Service. You can find more information about them here.
We will abide by any final decision made by either South Yorkshire Trading Standards or the Financial Ombudsman Service.
Got a Q? We’ve got the A
Find everything from how we pick our cars to the different ways you can pay for one.
cinch cars…what to expect
While we don't sell new cars, we take great pride in offering a top-notch selection of quality pre-owned vehicles that have been thoroughly inspected and carefully reconditioned by technical experts. You can trust that every car we sell has been vetted to ensure it meets our high standards.
If you're looking for a nearly new car, we have you covered there too! Our on-site inventory includes a wide range of vehicles that are less than 1 year old and have less than 5,000 miles on the clock. Why not browse our selection on nearly new cars here.
All cars go through comprehensive, thorough checks – called HPI (Hire Purchase Investigation). This is to ensure that the car you want to buy isn’t financed elsewhere already, hasn’t been written off from an insurance claim or been badly damaged.
Rest assured, we'll never sell a car that's been officially categorised as a write off – i.e. CAT N D. Every car is thoroughly quality checked before it goes up for sale.
Our prices are set carefully, so you get a fair deal without haggling. If it’s not the car for you, just return it for a full refund as part of our 14-day money-back guarantee. We're so sure you'll love it we'll collect it for free if you don’t.
We regularly review the market and update the cost of our cars based on market values.
We do our best to source as much service history as possible, but some cars don't have a full service history. In this case we would always service the car before it goes out for delivery.
Yes, all our cars come with a minimum of 6 months on the MOT and a 90-day warranty. So you can relax and enjoy your new ride.
The £99 admin fee powers your faff-free customer experience, including administration costs associated with processing your car.
If you return your car using our 14-day money back guarantee, we’ll give you a full refund, including the £99 admin fee
The £99 express delivery fee helps to power our delivery/collection infrastructure behind the scenes and make sure we can offer the faff-free delivery/collection experience our customers deserve.
Our focus is on giving customers a choice of delivery and collection options to suit everyone down to the ground, and that’s why we also still offer a free delivery/collection option.
If you decide don’t love your car within 14 days, we’ll give you a full refund, including the express delivery or collection fee if you chose that option at checkout.
Delivery and collections
We offer free home delivery to mainland Great Britain, Scotland and the Isle of Wight postcodes only. We do not currently deliver to Northern Ireland, the Scotland Islands, the Isles of Scilly, the Isle of Man, Jersey, Guernsey and the other Channel Islands. We also reserve the right not to deliver to certain addresses due to vehicle access limitations.
Yes, we offer free click and collection service across mainland Great Britain. It's totally faff free – all you need to do is select the collection option when you're checking out, and choose a day and time that works for you. After that, sit back and relax, and we'll take care of everything else!
We have a number of collection sites throughout the UK, making it super convenient for you to pick up your new wheels. All you have to do is pop in your postcode at checkout, and then simply select the collection spot that's closest to you.
In order to make sure that everything goes smoothly and to comply with our ID verification policies, we kindly request that you be present in person when we hand over the keys.
We totally understand that this might be a bit inconvenient, but we promise it's all for your own safety and protection. Plus, it'll give us a chance to meet you in person, give you a personalised tour of your new car and make sure that you're fully satisfied with your purchase.
Yes. Simply choose between morning or afternoon in checkout and on the day of your delivery our Handover specialist will call you and let you know when they are on their way.
Yes, you'll be able to book a convenient 2-hour slot. Simply choose your preferred time slot during checkout, and we'll make sure that your order is ready for pickup at the time that suits you best. It's that simple!
Your car will be driven to your home address by our trusted cinch drivers, so there’s no need to worry about access. It couldn’t be easier.
When you buy a car from us, you can choose when and how you want to get it. Pick from express and standard, then choose your time slot and sit back and relax.
If you just can’t wait, you can choose express delivery or collection and pay £99 to get it sooner.
If you don’t mind waiting a little longer, you can choose standard delivery or collection and not pay a penny.
Home delivery and collection are available between 8am and 6pm, Monday to Saturday, including bank holidays.
Yes, you’ll need photo ID (e.g. your driving licence or passport). If your driving licence doesn't have your current address on it, or if you don't have it with you, don't worry! We just need to see a utility bill or bank statement (issued within the last 3 months) that has your name and current address listed. It's important for us to verify your identity to ensure that everything runs smoothly and to comply with our security policies. This way, we can make sure that the person who bought the car is the same person who's taking the keys.
That’s no problem – we’re only happy if you are, which is why we offer a 14 day money back guarantee. For both home delivery and click and collect customers, we will pick up the car from your home address for free. Just let the Customer Experience team know and they will arrange collection.
We want to make sure that your experience starts off smoothly and that you don't have to worry about stopping for petrol right away. That's why we'll make sure that the petrol light is off when you receive your new ride and that you have enough petrol to start enjoying your car right away.
We want to make sure that you feel comfortable and confident behind the wheel. On delivery or collection, our handover specialist will give you a guided tour of the car's features. This way, you can hit the road with ease and enjoy everything that your new ride has to offer.
At cinch, we take pride in prepping all of our cars to the highest quality standards, they are all checked by a team of technical experts. However, we understand that sometimes the unforeseen can happen. If you notice any imperfections on the car that you weren't expecting let your cinch handover specialist know. They'll be happy to assist you and then you can get in touch with our customer service team.
There are several ways you can get in touch with the customer service team; email, WhatsApp, text or call.
Contact us on 0333 015 4101. Just keep in mind that if your slot is within 72 hours, we might not always be able to make the change. However, we'll do our absolute best to accommodate your request and let you know your options either way.
Returns and money-back guarantee
You have 14 days to love your new car and we'll collect it for free if you don't. Please see section 12 of our T&Cs for more details.
You get your money back if you return your car within 14 days, however we are not able to deliver your part-exchange car back.
We’ll refund the money within 14 days of you telling us that you want to return the car. We hold back £250 until we’ve received the car’s V5 (its log book) from you.
It’s your responsibility to keep the car insured until it’s collected (free of charge).
We hope that this does not happen but in the event of an accident it is not possible to return the car, it must be in the same condition it was delivered in.
Tax will be refunded as soon as we complete the change of ownership.
Please post the V5 back by recorded delivery to this address: FAO Cinch Cars Limited, BCA, DocuSafe, Boongate, Peterborough, PE1 5AH.
We're sure you'll love your new car, but you have up to 14 days to make sure. If you change your mind, you can get a full refund (including the admin fee, and delivery/collection fee if you pay for express), and we'll even collect it for free. Please see section 12 of our T&Cs for more details.
Finance and payments
Yes. We offer split payments, so you can pay for your cinch car across more than one debit or credit card. When you’re ready to pay, select ‘Pay with multiple cards’ at the ‘Review and pay’ stage of checkout.
Sorry, we don’t offer this yet but we may do in the future.
We offer different finance plans.
Personal Contract Purchase (PCP): This is a flexible plan and is great for if you like to change your car regularly, but want lower monthly payments. When your finance term comes to an end, you can hand back your car or pay a final 'balloon' payment to take ownership of the car.
Hire Purchase (HP): On this finance plan you pay monthly instalments which are usually higher than PCP, with the loan secured against the car.
When your finance term comes to an end, you will pay a small 'option to purchase' fee to take ownership of the car.
You'll be aware of your 'option to purchase' fee at the start of your HP contract, so don't worry about being hit with large hidden costs.
Some of our lenders offer Conditional Sale. This means that you will not have to pay any 'option to purchase' fee at the end of your plan as the ownership of the car will be transferred to you automatically after your final payment.
You simply do this on the cinch website as you’re taken through the buying journey.
80% to 90% of the time we’ll give you an instant decision. Some applications may take slightly longer – to make sure we’re giving you the best offer.
Simply sign the documents and provide ID. Don’t worry, we’ll take you through it step by step.
You’ll have five days to accept the finance offer.
Yes. You can put a deposit towards the finance on your new car. If you are part-exchanging your old car, you can use that as your finance deposit - as long as it’s at least £250. If it’s less than £250, you’ll need to top up the rest.
You’ll need to contact the lender directly to discuss your options.
We operate with a panel of lenders, which we review regularly. You’ll see details of our lenders during the checkout journey.
Please refer to your credit agreement or speak to your lender as they’ll have the details.
Please contact your lender directly as they can help with this.
We will inform our finance provider that your car has been returned and return your deposit, but you’ll still need to cancel your finance agreement directly with your lender.
Part exchange
We’ll always give you a fair valuation based on current values of similar cars across the market.
We’ll take away your part-exchange car when your new car’s delivered.
You’ll need to hand this to us when we collect the part-exchange car.
No, we don’t offer this at the moment but may do in the future.
Leave it to us, we'll take care of everything from there.
No, at the moment we’re only able to take one car as part exchange.
Yes, you can part-exchange a car on finance with cinch. To do this, you’ll need to request a settlement letter from your lender and tell us the exact amount you have left to pay. If that amount is more than your car is worth, we’ll still accept your part-exchange – we’ll just ask you to pay the difference upfront so we can settle the full amount with your lender. In any case, you’ll need to send us a copy of your settlement letter within seven days of receiving it, and make sure it will still be valid in the seven days before your delivery or collection, so we have plenty of time to sort everything for you.
You’ll need your V5 (that’s your paper log book), any service history documents, MOT certificate and user manuals. As well as spare keys and any accessories like charging cables (if you have a plug-in car).
You’ll need to apply for a new V5 document (the car’s log book). We can’t collect the car without it.
You’ll need to place your plate on retention and have a new number issued to the car and the V5 document to match.
Yes, we buy cars that haven't got a full service history, as long as you declare it at the valuation stage.
Only you can contact the DVLA about road tax, including cancellations.
cinchCare
For servicing, warranty or breakdown enquiries, contact the dedicated cinchCare team at RAMP on 0330 0947 270. Alternatively, to make a warranty booking or request a service, please click here.
We work with our trusted partners, RAMP – who can assist with any warranty claims and arrange your service bookings, and EMaC – who handle your direct debit payments. We also work with a national network of Halfords garages who deliver servicing and repairs, and our national breakdown specialist who attends roadside, recovery and at-home breakdowns.
cinchCare includes routine servicing, warranty and breakdown assistance all in one monthly payment. To see what’s included please read the cinchCare terms and conditions.
£34.99 a month if you drive up to 12,000 per year.
£38.99 a month if you drive between 12,0001 and 16,000 miles per year.
£42.99 a month if you drive between 16,001 and 20,000 miles per year.
To change your plan please call RAMP on 0330 0947 270 or email customer_care@ramplimited.co.uk.
The price for cinchCare is guaranteed for 3 years, with 35 monthly payments made by direct debit. After the initial 3 years, we’ll contact you to let you know if the price is going to change.
cinchCare is a rolling plan, and you can cancel anytime. If you cancel, your cinchCare benefits will end the day before your next direct debit would have been taken out.
If you no longer wish to receive the benefits under cinchCare, you can cancel at any time with no cancellation charges. Please note that depending on when you decide to cancel, it may be too late to cancel your next scheduled direct debit payment. If this happens, please contact us on the number detailed in your policy schedule to arrange a refund for this payment.
There’s a 14-day cooling-off period which starts from either your delivery or collection date if you’ve taken out cinchCare before you received your car; or, from your plan start date, if you’ve taken out cinchCare after receiving your car.
How to cancel cinchCare:
Call 0330 0947 270 or
Email: customer_care@ramplimited.co.uk
Full cancellation rules can be found in the cinchCare terms and conditions.
cinchCharge
cinchCharge is the easy way to charge an electric car while on the road. Provided with all fully electric cars we sell, cinchCharge is a card and app that gives you access to over 18 networks and 50,000 charge point connectors across mainland Great Britain. There are no joining fees or subscription costs, and you’ll only pay for your charging sessions.
Access to cinchCharge is included with fully electric cars bought from cinch.
Your cinchCharge card will be in the glovebox when you get your car. On some occasions, we may post this to the address you gave us when you bought your car. If you have already bought an electric car from cinch, just request a card and we’ll do the rest.
The cinchCharge app helps you find and filter public chargers by availability, speed and distance from your location. You can also use it for directions and to find the cost per kilowatt hour (kWh). Some networks will allow you to start and stop a charging session solely using the app. It also keeps track of all your payments.
If you can access the app, start a chat with us from the main menu.
If you cannot access the app, try deleting it and installing it again.
cinchCharge gives you access to over 18 charging networks. The list of network partners is updated regularly, so be sure to check this for the latest additions.
This is usually due to the age of the charger. While many newer chargers can be activated by the app, others will only start with a radio frequency identification (RFID) card like the cinchCharge card. You can see if a charging point takes only one of the authentication methods by tapping on the map's pin.
To activate your card, please download the cinchCharge app and follow the instructions. You will need your:
Car registration number
Unique code displayed on your cinchCharge card
Billing postcode
Payment card for charging sessions
No, this product is only available to cinch customers who buy a fully electric car.
Please freeze your card on the cinchCharge app and request a new card by tapping on 'Email us'. Please note, a charge of £10 applies for a replacement card.
No, cinchCharge is only available with fully electric cars.
Not at the moment, but we are working on a way to enable this.
Yes, as your cinchCharge card is personal to you.
Please delete your saved payment method in the app and return the card with your car if you can. We will deactivate your account and securely recycle the card.
Your cinchCharge card is personal to you and linked to your account. If you no longer need cinchCharge, we recommend deleting the app and securely recycling your card.
No, we will send you a new card, which you will need to register using the cinchCharge app. Feel free to securely recycle your old card.
No, there are no fees to use the cinchCharge card or app. You will only pay for charging sessions.
The cost of electric charging depends on the network, charger and length of session. The app shows the price per kWh next for each chargepoint connector, but you will need to check local signage for any overstay or connection fees.
The payment card linked with your cinchCharge account will be charged when you finish each charging session. Just so you know, this may take a few days to show on your account.
No. For now, you will only be able to link your cinchCharge card to the payment card added to your cinchCharge account.
Yes, you can. Simply tap on 'Wallets and Payments' in the app.
You can find payment history in the ‘past charges’ area. Please note, some sessions can take up to 48 hours to appear.
Please contact the cinchCharge app team using the support function in the app or by tapping on 'Email us' in the app.
Here are some common issues that can cause a charge to fail, and how to resolve them.
Do you have a charging schedule on your car? This may override your attempts to start a charging session. Check any settings on your car dashboard.
Some cars have location settings for charging. Make sure this is turned off or changed if the charge isn't registering.
Some cars need to be locked in order to charge.
Sometimes, unlocking the car can cause charging to stop. Try moving away from your car.
Try resetting your car dashboard to see if it registers the cable.
Some DC chargers need a helping hand. Place the cable firmly into the charge port on your car until it registers a connection. This is usually shown on the chargepoint and on the dashboard of your car.
If none of the above work, contact the charger brand’s customer service team. The phone number for each will be listed in the app.
If you can access the app, start a chat with us from the main menu.
If you cannot access the app, try deleting it and installing it again.
Alternatively, you can reach us by emailing cinchCharge@pauatech.com.
Paua is one of our trusted partners. They help us link you with a wide range of charging providers.
Yes, as the cinchCharge app is created by Paua. Please refer to their Privacy Policy for more details.
Car registration and after-sales support
The DVLA should return it to you within six weeks. If it doesn't arrive, please contact them at https://www.gov.uk/contact-the-dvla
Unfortunately, we are unable to add a personal plate prior to delivery as our cars come with the plates you see attached on site. However, don't worry! Once our friendly handover specialists have delivered your car and given you a tour, it's all yours so you can swap the number plate over.
At cinch, we take pride in prepping all of our cars to the highest quality standards, they are all checked by a team of technical experts. However, we understand that sometimes the unforeseen can happen, and if it does, we want to make sure you're covered. If you experience any issues with your car within the first 90 days, please don't hesitate to reach out to our trusted team who will be able to assist you. You can reach them by emailing warranty@cinch.co.uk. We want to make sure you have a worry-free driving experience, and our warranty provider is just one way we're committed to ensuring your satisfaction.
Every car purchased with cinch comes with a free 90-day warranty plan, giving you peace of mind. If you want to stay protected after the 90-day warranty period ends, then head over to My Profile on the cinch website within 14 days of your purchase and sign up for our cinchCare monthly subscription package. With cinchCare, you get the continuous coverage of a warranty, routine servicing and breakdown assistance for a single monthly price. This price is based on your mileage. Read more here
Yes, every car purchased with cinch comes with a free 90-day warranty. This warranty includes breakdown assistance for mechanical or electrical defects, providing peace of mind during the warranty period. If you require roadside assistance, please dial 0333 070 2610.
We will provide all of the relevant service history for your vehicle if we have it. You can view previous MOT certificates online - you will need your V5 reference number to do this. Service history can be recorded in several different ways - for example, service books, service documents, cinch Service History letters and on your car's onboard computer.
In addition to our comprehensive end-to-end vehicle check, we will also carry out an oil and filter change on the engine if due. All our cars also come with a minimum of 6 months on the MOT and will be serviced in line with how old they are and how many miles are on the clock.
No worries, there are several ways you can get in touch with the customer service team:
You can even reach out on WhatsApp
Tax and MOT
No, you’ll need to arrange tax yourself – we’ll include details of how to do this in your order confirmation email.
Sorry, not yet. Possibly in the future.
Yes, all cars will be delivered with a valid MOT.
MOT dates differ from car to car. You can check a car's MOT status on the Government (DVLA) website.
cinch Store
We have stores in Northampton, Birmingham, Manchester and Bristol. Find directions, opening times and more on our cinch Stores page.
All our stores operate from 9am to 7pm Monday to Friday, 9am to 5pm on Saturday, and 10am to 4pm on Sunday. See the address, map, opening times and more on our store location pages:
Absolutely. While we’d always recommend making an appointment – particularly if you have a specific car in mind – you’re welcome to turn up, check out some cars and chat with our team.
Yes, we’d encourage you to book an appointment so we can make sure the car you’ve got your eye on is still available for you to view and test drive. Give us a ring on 0333 015 4101 to get booked in.
Of course. Please call us on 0333 015 4101 to change or cancel your appointment.
Yes, when you book an appointment we'll reserve the car so no one else can snap it up before your visit. If you change your mind, please give us a ring to let us know.
You can only reserve one car per appointment. If another car catches your eye while you’re in-store, we can reserve it while you take the first car for a spin (as long as another customer hasn’t reserved it already).
No, there’s no need. We'll reserve the car until your appointment.
Unfortunately not. Only cars that are currently located in a store can be viewed at that store.
We get new stock of cars delivered to our stores throughout the week, so it's worth keeping an eye on what's currently in stock, or give us a ring on 0333 015 4101 and we'll see if we can help.
We’d love to help. Our team will be on hand to discuss what you’re looking for and give you expert advice. In the meantime, use our Help Me Choose tool to get recommendations based on your needs.
We don’t buy cars in-store or online, but we do accept part exchanges when you buy a car from us. Get more information and a part-exchange quote.
Yes, you can. All our store cars are available for a test drive at the location they're based in.
If you’re interested in a specific car, we recommend you call us and book your test drive in advance. If not, you can still walk into one of our stores and take a test drive.
Please bring your driving licence. You’ll also need your National Insurance number or a driving licence check code.
Yes, a member of the cinch Squad will come along for the ride.
Around 10-15 minutes – our team will guide you on a good route around the local area.
You just need your driving licence and either your National Insurance number or a driving licence check code.
When you buy a car in-store, you can add your current car as a part exchange to your order – we’ll walk you through it.
And, whether you choose in-store handover or have your new car delivered to your home or chosen collection centre, we’ll take away your old car – no faff.
Visit our part exchange page for more information and get a free, instant quote.
Yes, if you’re planning to drive away with your new car on the same day. We’ll take your old car at the same time you take away your new one.
If you’re not planning to drive away with your new car the same day, it’s still worth bringing the car you’re looking to part exchange - our team will be able to assess it and give you an accurate quote.
If you choose to get your new car delivered to your home or local collection centre, we’ll pick up the car you’re part exchanging at that time, for free.
No, you’ll simply follow our normal part exchange process online when you're in-store. We'll be there to walk you through it.
Yes, once you’ve found a car you like, our team will help you complete the transaction on our website while you’re in-store.
Since you still buy on our website when you’re in-store, our standard Car Purchase T&Cs will apply.
Yes, since you still buy on our website when you're in-store, you can apply for finance on our website as you go through the online buying journey like normal.
Our team will be there to help you in-store, but unfortunately we can’t give you specific advice about your finance application. For more information, please see our car finance page.
Our prices are regularly updated in line with the market, so there’s no need to negotiate or haggle. We like to think that takes the faff out of viewing and buying a car in person.
No, we offer the same fixed price for each car – whether you buy online while at home or in-store.
When you buy a car in-store, you still pay via our website using your card, by open banking payment or by applying for finance.
You also have the option to pay with more than one debit or credit card. When you’re ready to pay, select ‘Pay with multiple cards’ at the ‘Review and pay’ stage of checkout.
Please see section 6 of our T&Cs for more details.
You’ll be able to drive away the same day if you’re buying a car outright and there’s at least two hours before the store closes. If the store’s nearly closed, you’ll be able to choose a time slot to come and get it within the next two days.
If you’re buying a car on finance (and/or part exchanging your old one with outstanding finance), you can still choose in-store handover, but it’ll take a few days to get everything sorted. You’ll be able to choose a time slot to collect it.
Yes. When you checkout, you can choose a morning or afternoon slot. Then, on the day of delivery, our handover specialist will call to let you know they’re on their way.
Yes, you can book a convenient two-hour slot to collect your car during checkout, and we’ll make sure everything’s ready for you. It's that simple.
Yes, we’ll drop your car off at your home address – or you can have it delivered to your nearest collection centre – for free.
You can check your earliest delivery date by adding your postcode on the vehicle detail page. Then, when you checkout, you’ll choose your preferred delivery date.
Yes, when you buy a car located in one of our stores, you can choose a time slot to come and collect it.
Absolutely. When you buy a car located in one of our stores, you can choose to collect it from that store at a time that suits you.
No problem. Just give us a call on 0333 015 4101.
Bear in mind that if your slot is within 72 hours, we might not be able to change it. We’ll always do our absolute best to help, and we’ll let you know your options either way.
You have 14 days to love your car or your money back. If you need to return it, we’ll pick it up for free, no faff. Please see section 12 of our T&Cs for more details.
No, if you want to return your car within the first 14 days, please call us on 0333 015 4101, and we’ll collect it for free. Find out more about our 14-day money back guarantee.
Please call us on 0333 015 4101 if you want to cancel your order.
Yes, all cinch cars come with a free 90-day warranty.
To continue your cover, you can add cinchCover products at checkout. Extended warranty with RAC breakdown, scratch and dent insurance, and alloy wheel insurance let you cover what you care about.
If you have a problem with your car, please call us on 0333 015 4101, and we’ll be happy to help.
If you have a cinchCare plan, you can call our dedicated cinchCare team on 0330 0947 270.
cinchCover
cinchCover is a collection of insurance products designed to protect your car against unexpected and costly repairs, provided by our friends at Assurant.
You can pick what’s important to you from these options when you buy a car from us:
Extended warranty – protects against unexpected mechanical or electrical repairs and includes RAC breakdown assistance, plus accommodation or hire car
Scratch and dent insurance – cover for minor cosmetic damage to your paint or bodywork, with expert mobile repairs, a lifetime ownership guarantee on repairs, and no excess
Alloy wheel insurance – cover for cosmetic repairs or a contribution towards a replacement if your alloy wheels are damaged, with no excess
We’ve partnered with Assurant, global experts in insurance and protection products, to offer cinchCover. You can find out more about Assurant here.
Assurant works with a network of partners, such as RAC (breakdown), FixMyCar (mechanical repairs), and Revive! (scratch and dent and alloy wheel repairs), who’ll take care of you and your car if you make a claim.
We’ll pass on your personal information and vehicle purchase details to Assurant. For more information and for details on how your details will be processed, please see Assurant’s privacy policy here.
When you buy a car from us, you’ll be shown the cinchCover products at checkout. Here, you can choose to add the insurance products that are important to you.
You can’t currently buy cinchCover products after you’ve completed your car purchase, but we may add this as an option in the future.
You can buy cinchCover products separately because we want you to choose to protect what's important to you.
That way, you don't need to pay for anything that you don't want, but you still get the cover you need.
The premium for each cinchCover product is paid via Direct Debit spread across 10 (ten) payments.
If you choose multiple cinchCover products, each one will show as a separate Direct Debit in your statement.
This option is not available at the moment, but we may offer it in the future.
Extended warranty cover is for 12 months. Scratch and dent insurance and alloy wheel insurance both last for 36 months.
Both scratch and dent insurance and alloy wheel insurance start from the day your car is delivered or collected.
Extended warranty starts as soon as your free 90-day warranty ends (91 days after your car is delivered or collected) and continues for 12 months from this date.
This will be confirmed in your policy schedule.
Payments start within 30 days from when you buy your car and add any cinchCover products.
Please note: if you purchase extended warranty, your payments will start 30 days from when you purchased, but your extended warranty cover will start once your free cinch 90-day warranty has expired. You’ll be covered for 12 months from the day your 90-day warranty ends and extended warranty starts (455 days of warranty cover in total).
There’s a 30-day cooling-off period for all cinchCover products, starting from the start date on the policy schedule or receipt of the terms and conditions (whichever is later). If you cancel within this cooling-off period, you’ll be refunded any payments you’ve made.
After the cooling-off period, you can still cancel your cinchCover plan(s) without charge. Any refunds will be subject to terms and conditions.
How to cancel:
You can request to cancel your plan using Vehicle Care by Assurant by clicking here. You will need to create an account when visiting for the first time. If you have used the Vehicle Care service before, you can enter your existing login details. Once logged in, you need to complete a ‘Contact Us’ request.
Or, you can call 0333 220 6622 (Monday to Friday, 9am to 5pm). You can also send an email to cinchcover@assurant.com.
Near the end of your extended warranty policy, Assurant will contact you directly with renewal options for your cover. We currently don't offer the option to renew scratch and dent or alloy wheel insurance.
If you don’t want to continue your cover, you don’t need to do anything – your policy will end on the ‘end date’ included in your agreement.
To make a claim, please visit Vehicle Care by Assurant. You'll need to create an account when visiting for the first time. If you've used the Vehicle Care service before, you can enter your existing login details. Once you’re logged in, from your dashboard, you’ll need to select ‘Repair Bookings’ and then ‘New Booking Request’.
Or, you can call 0333 220 6622 (Monday to Friday 9am to 5pm). You can also send an email to cinchcover.warranty@assurant.com
To make a claim, please call 0333 220 6622 (Monday to Friday, 9am to 5pm). You can also send an email to cinchcover.claims@assurant.com.
Keep in mind that you need to submit your claim as soon as possible after any incidents. If you submit a claim more than 30 days after the incident, you might not be covered.
Yes, you can. To arrange a transfer, please contact Assurant directly by calling 0333 220 6622 (Monday to Friday, 9am to 5pm) or email us at cinchcover@assurant.com
Please note, an administration fee to transfer your policy will apply. Please refer to your terms and conditions.
Unfortunately, not – you can't transfer your cinchCover policy to a new car. However, if you buy a new car from us, you can add cinchCover to your order.
Vehicle Care by Assurant is a free-to-download application allowing you to manage your cinchCover product(s) all in one place. Using Vehicle Care, you can view your terms & conditions, find a local garage and check for claim updates, plus much more. You can visit the Vehicle Care website or download the app for free from the App Store or Google Play store.
Get in touch
By phone, email, post, WhatsApp, SMS and Live chat – you’ll find more details here. We’re always happy to chat and advise on anything car related.
For Sales enquiries, lines are open Monday–Saturday 8am–6pm and Sunday 10am-4pm. For aftersales enquiries, lines are open Monday–Saturday 8am–6pm.
Cinch Cars Limited
Form 2, 18 Bartley Wood Business Park
Bartley Way, Hook
Hampshire
RG27 9XA
UK
Yes, here you go – 0333 015 4101.
If you have any questions about cinchCare servicing, warranty and breakdown, please call RAMP on 0330 0947 270.
Rest assured, your privacy is very important to cinch. All personal data will be used and stored securely as detailed within our privacy policy.
Yes, we love getting feedback. Please tell us what we’re doing right, wrong or how we can improve things. Here’s the Trustpilot link: https://uk.trustpilot.com/review/cinch.co.uk
Address
Cinch Cars Limited
Form 2, 18 Bartley Wood Business Park,
Bartley Way, Hook,
Hampshire RG27 9XA UK
Registered in England and Wales with company number 11520330 and VAT registration number 360909784