Is a Suzuki Swift cheap to insure?
Get the details on Suzuki Swift insurance groups in our guide
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If you’re in the market for a nimble little hatchback, you might be interested to know how much the insurance on Suzuki Swift models will set you back.
Expensive car insurance can ‘swiftly’ ruin the appeal of a car, so it’s a relief to know Suzuki Swift car insurance prices can be pretty reasonable.
Learn more about cheap Suzuki Swift insurance in our guide below.
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Suzuki Swift insurance group ratings explained
Insurance groups are a handy sign of car insurance costs. Ranging from group one to group 50, you’ll want to grab a model in the lower groups for the cheapest insurance.
Things that influence the insurance groupings include:
Performance of the car
Security features
Safety
Original cost when bought new
Insurance groups aren’t the be-all and end-all of car insurance prices, with personal factors making a difference as well. Things like your driving experience and previous insurance claims will change how much your cover costs.
Suzuki Swift insurance groups (2017 – 2023)
With its attitude and lively feel, it’s probably no surprise that the Suzuki Swift is slightly more expensive to insure than some other hatchbacks.
Lightweight and with the option of four-wheel drive, the Swift is known for feeling nippy where other hatchbacks might lack.
Because of this, Suzuki Swift insurance groups range from 19 to 27.
The most expensive to insure are the SZ5 1.0 Boosterjet models, which sit in insurance groups 23 to 27.
The 1.2 Dualjet SHVS SZ-T, placed in group 19, is among the cheapest to get covered.
Most affordable Swift versions to insure
The cheapest Suzuki Swift insurance typically comes from the entry-level trim options with engines that aren’t performance-focused. This makes the 1.2 Dualjet engine one to look out for.
Having said that, the auto 1.2 Dualjet SHVS SZ5 is actually a bit higher in group 20.
Also in group 20, the 1.2 Dualjet SHVS SZ5 ALLGRIP is another cheap pick and offers Suzuki’s electronically controlled four-wheel drive set-up.
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Average Swift insurance cost for young drivers
Car finance for new drivers and young drivers can be more expensive as insurers see them as higher risk. Less driving experience means insurance claims are more likely in insurers’ eyes, so prices shoot up.
It’s impossible to say how much car insurance costs for new drivers without knowing some personal details, so it’s best to get some insurance quotes from providers.
Luckily, car insurance costs tend to drop the more experience you get. Keep at it and let those no-claims bonuses rack up, and you’ll soon see costs go down.
How Swift insurance prices compare to rivals
The Suzuki Swift isn’t the only fun supermini out there, so it’s worth weighing up your options to see which suits you.
Suzuki Swift vs. Vauxhall Corsa
Both the Swift and the Corsa have long been essential on 17-year-olds’ wish lists, but their low running costs and reliability make them popular among many motorists.
The Corsa wins this insurance cost battle. Models from 2020 onwards are in insurance groups 10 to 26, which puts them lower than the Swift.
Suzuki Swift vs. Renault Clio
Another favourite among younger crowds, the Clio has been a cracking hatchback pick since the 90s.
While the Swift is fairly cheap to insure in most cases, the Clio comes in with some really budget-friendly options.
29 is the highest group you’ll find a Clio in, but some models, like the Clio 1.0 SCe 65 Play model, sit in insurance groups as low as three.
Suzuki Swift vs. Ford Fiesta
Before it was discontinued in 2023, there were so many Fiesta options they covered just about every insurance price point.
We’re not joking. From 2007 all the way to 2023, Fiestas range from insurance groups two to 30. That means there are options around the same price as Swift insurance, but also some options that will be cheaper.
Getting cheap Suzuki Swift car insurance quotes
Getting cheaper Suzuki Swift car insurance can be pretty easy. You could try:
Using car insurance sites to get quotes
Reduce your annual mileage if possible
Consider black box car insurance
Avoid car modifications
Choose a safer location to park your car overnight
Add another driver to your policy who has extra driving experience
Browse our full range of used Suzuki Swift cars to find your perfect model.